Details on Insurance coverage

 

USAT provides comprehensive insurance coverage to sanctioned events. The coverage provides liability coverage to protect the race director, sponsors, volunteers, officials, and participants. The athlete excess medical coverage protects each participant for the day of the event.

General Liability Policy

General Insurance Information

Additional insurance coverage available for purchase

  • $1M per occurrence
  • $2M general aggregate – per event
  • No workers compensation
  • No auto coverage

    Excess Liability Coverage (Umbrella)

  • $10M per occurrence
  • $10M general aggregate – per event

    Also included

  • Watercraft – provides accident/damage coverage to watercraft while on the race course only
  • Motorcycle - provides accident/damage coverage to motorcycles while on the race course only

    Athlete Excess Medical Coverage, https://www.teamusa.org/USA-Triathlon/USAT-for-Me/Race-Directors/Insurance/Athlete-Excess-Medical-Policy (include the following info on the page)

  • $25K maximum benefit per injury
  • $250 deductible with primary insurance
  • $1,000 deductible without primary insurance
Event Director’s Program