USA Water Ski and Wake Sports Insurance Resources

USA Water Ski & Wake Sports is pleased to announce the renewal of the USA Water Ski & Wake Sports Optional Club Insurance Program.

This optional program provides USA Water Ski & Wake Sports affiliated clubs with access to General Liability and Participant Accident coverage for Club activities and exposures falling outside of the scope of insurance provided by USA Water Ski & Wake Sports as part of sanctioning. This program does not replace the need to sanction all on water activities, such as practices, clinics, exhibitions and tournaments with USA Water Ski & Wake Sports. All USA Water Ski & Wake Sports clubs should consider enrolling in this vital program.

Optional Club Insurance Program Highlights:

  • All premium rates and coverage terms and conditions are per expiring.
  • Private Lake Liability coverage is an option under the USA Water Ski & Wake Sports Optional Club Insurance Program.
  • Club enrolling for the program for the first time will be eligible for a pro-rata premium reduction, including clubs needing Private Lake Liability coverage.

General Insurance Information

Coverage Overview

Insurance Waivers

Adult Waiver Club Activities

Minor Waiver Club Activities

Insurance Forms

Application Form

Certificate Request Form

Incident Report Form

Medical Claim Form

Optional Club Insurance Program Frequently Asked Questions

The insurance coverage afforded through USA Water Ski & Wake Sports as part of sanctioning only applies while a sanctioned event is taking place. It does not provide coverage for your club and its members when the sanctioned event is over or for club activities and exposures which cannot be sanctioned through USA Water Ski & Wake Sports. Clubs will still need to sanction their on water activity (organized/unorganized practices, clinics, exhibitions, tournaments) with USA Water Ski & Wake Sports.

The USA Water Ski & Wake Sports Optional Club Insurance Program provides coverage to enrolled Clubs, their employees, members and volunteers, for liability arising out of the Club’s day-to-day operations, its ownership and maintenance of club equipment, and activities that are sponsored, organized and/or supervised by the enrolled Clubs, but for which sanctioning is not available through USA Water Ski & Wake Sports. This program does not cover on water activities.

    No. The Club Insurance Program is designed to pick up coverage for Club day-to-day operations, activities and exposures which are not covered through USA Water Ski & Wake Sports as part of sanctioning. Water ski tournaments, clinics, shows, exhibitions, races, competitions, practices and related activities should continue to be sanctioned through USA Water Ski & Wake Sports. 

     

     

This program contemplates liability coverage for club sponsored, organized and/or supervised activities such as dinner functions, award banquets/ceremonies, meetings, membership drives, community service projects and fundraisers which have been submitted and approved by the carrier as part of the application and underwriting process.  The program also contemplates coverage for activities related to the Club’s maintenance of its equipment, docks, jumps, bleachers, shoreline/lakefront, etc. and 24 hour liability coverage for Club owned or leased equipment such as ski jumps, slalom courses, piers/docks, swim platforms, bleachers, etc. This program does not cover on water activities. All on water activities must be sanctioned with USA Water Ski & Wake Sports.
No. General Liability policies do not cover damage to personal property in the care, custody and control of the Named Insured. It does not matter whether the equipment and personal property is owned, leased, rented or borrowed from others for use during a Club sponsored, organized and/or supervised activities and events....NO COVERAGE APPLIES. The owners of any equipment or personal property should be made aware of this fact (so that the owners can make sure that appropriate property insurance or similar coverage is in effect).