Event Insurance FAQ
Helpful Links
- Insurance Coverage Overview
- Participant Accident Medical Coverage
- Event Liability Insurance Coverage
- Event Director's Program
Who does the insurance policy cover?
The USA Triathlon policy automatically covers USA Triathlon athletes, Race Directors, employees, officials, volunteers, and sponsors while participating in sanctioned events. These groups and individuals are considered Class 1 insured and are named on the USAT insurance policy.
CLASS 1: Named Insured (no extra cost) - individuals already named on the policy (see above) who need proof of their coverage:
Race Director
Race Organizing Committee/Company/Club
Sponsors
Volunteers
Any other group that falls outside the above categories is considered a class 2 insured.
CLASS 2: Additional Insured ($10 each):
Property Owner
Facility
Government Entity (excludes police and medical personnel)
Venue
Others as Required by Contract
*Please note - Additional insured should be added sparingly and only if required by contract. Not all individuals/groups may qualify for additional insured status and issuance of an insurance certificate does not guarantee coverage for the party requesting coverage.
Each Class 2 additional insured requested will be an additional $10 on top of your sanctioning fee. Any insurance certificates requested the week of the event will be charged $25 per certificate. We cannot guarantee that requests made within 72 hours or less before your event will be processed in time.
What is a certificate of insurance?
A certificate provides the certificate holder proof of insurance only and evidences policy number(s), type(s) of coverage, limit(s), and deductible(s). A certificate of insurance may be issued to anyone wanting proof of event insurance.
I need my insurance certificates two months before my race. How can I get them that early?
Please email Event Services if you need your insurance certificates by a certain date. Insurance will be requested upon receipt of your application but often certificates are issued as a priority to earlier event dates unless otherwise requested.
If you have any questions about the sanctioned event insurance coverage, please contact us by email at EventServices@usatriathlon.org or call (719) 884-5612.