Stay in the game with the right insurance

By Codi Warren | Feb. 18, 2013, 12 a.m. (ET)

Brought to you by the
Liberty Mutual Insurance Responsible Sports program

Liberty Mutual Insurance understands the challenges that arise on and off the field. We’re committed to helping your child stay confident, fit and focused. And empowering you to stay safe and strong behind the wheel.

All of us at Liberty Mutual are deeply invested in helping people live safer, more secure lives. We understand that when it comes to responsibility, it’s important that we all stay aware and educated.

Leaving A Mark

Damage to your car is never a good thing. But when it’s an act of vandalism, it’s even more painful.

A standard auto insurance policy with Liberty Mutual Insurance covers a lot –including liability, collision and personal injury protection. But you will need comprehensive coverage to protect your vehicle if it’s stolen or damaged by anything Other Than Collision, including fire, windstorm, earthquake, hail and yes, vandalism. Your deductible does still apply.

If the windshield on your van has been shattered, our comprehensive or glass coverage will protect you (subject to applicable deductible). You can even arrange for windshield repair or replacement service at your home or office if you’d like. A quality repair or replacement is always guaranteed.

Undefeated on the Road

Before you look into repairing or replacing your damaged windshield, you need to figure out how to get the team back home. Especially if the damage includes something more serious.

With our optional 24-Hour Roadside Assistance coverage, you’ll never have to worry about being stranded. From a jump start to a tow, 24-Hour Roadside Assistance will get you moving again – at any time of the day or night.

With this coverage, you can call our dedicated number any time and receive assistance. This coverage requires purchase of towing and labor coverage.

In addition, if you’ve purchased towing and labor coverage, Liberty Mutual Insurance will pay for your charges in one of three ways:

· When you allow your car to be towed to the nearest repair facility (as determined by Liberty Mutual Insurance), we will pay the entire towing charge. Simply sign the bill without paying anything up front.

· If you prefer to have your car towed to a repair facility other than the nearest repair facility, we will pay the towing charges up to your policy limits.

· If a tow is not necessary to get you back on the road, Liberty Mutual Insurance will pay for the labor charges up to your policy limits.

Things will get better

If your car was totaled Liberty Mutual Insurance’s optional Better Car Replacement™ coverage can make a negative a positive.

With this enhanced level of coverage, we’ll give you the money to replace your totaled vehicle with an automobile that is one model year newer and has 15,000 less miles on it.*

Stay On Top

To ensure maximum safety and peace of mind, we also offer an umbrella policy that extends your coverage. It’s a small price to pay for a whole lot of peace of mind.

To learn more and get a free, no-obligation quote today, talk to one of our licensed sales representatives in your community or call us toll-free at 888-712-2166. You can also visit us online at or

*Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

The descriptions of coverages and benefits are necessarily brief and are subject to policy provisions, limits, deductibles, and exclusions that can only be expressed in the policy itself. Coverages and programs vary by state and are not available in all states. For a complete explanation of coverages, please consult one of our licensed sales representatives or call 888-712-2166.

Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116.

©2013 Liberty Mutual Insurance.